OUR MISSION

Help federal employees and their spouses understand the consequences, good and bad, of an employees’ benefit choices now and in the future.

We do this by
– Supporting financial professionals with our services that includes clarifying the financial implications of each employee benefit.
– In addition, we guide completing forms, creating letters for HR to fix discrepancies, reviewing their retirement application package, etc.

ABOUT US

OPEN POSITIONS

Join our team at Fed Options and help individuals navigate the complexities of government benefits.

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Maximizing Income with a Pension Preservation Strategy

Are FERS Survivor Benefits for Feds Worth It? Explore Pension Preservation strategies for federal retirement planning.

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The 2 Most Important Items to Keep in Mind for Federal Retirement Process

Federal employees who don’t want to see their applications delayed should make sure they don’t miss these two crucial aspects of the federal retirement application process.

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FEGLI in Retirement: Guide for Financial Professionals Serving Feds

FEGLI premiums, especially for Option B, can rise sharply in retirement. Advisors who proactively compare FEGLI to private alternatives can help clients avoid overpriced coverage.

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Why Working Until 60 Might Be Worth It Under FERS

Federal employees who reach their Minimum Retirement Age with fewer than 30 years of service face steep, permanent reductions if they retire too early.

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2026 Federal Retirement Guide for VERA, VSIP, and the DRP

What Financial Advisors Need to Know as DRPs Return and Downsizing Accelerates

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Advantages of Offering Voluntary Benefits to Federal Employees

Voluntary benefits to keep federal employees and retirees protected. Learn how United Benefits can help your firm with exclusive product offerings.

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Financial Planner’s Guide for Public Service Recognition Week 2026

Best ways for financial professionals to show that they appreciate their prospects and clients working in public service during PSRW 2026.

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Top 5 Reasons Why Age 62 is the Sweet Spot for FERS Retirement

Retiring from the federal government before age 62 could cost Feds in more ways than one. Here are the top 5 reasons advisors should help feds wait until they hit this "sweet spot"

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